Leaders in Appraisal real estate Appraisal

Avoid surprises when buying or selling: Get an appraisal from experts

TINSA protects your assets in the best possible way:

Complete peace of mind: Avoid losing thousands due to Appraisal errors
The power is in your hands: Your Appraisal you want, however you want.
No rejections: Accepted by all banks.

Request Appraisal

Divisible in 3 months interest-free

The confidence of financial institutions and public administrations.

When do you need aAppraisal ?

We're here to support you through the most important moments of your financial and real estate journey

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Mortgage Appraisal

Apply instantly and online for your mortgage Appraisal , whether you are a company, entity or individual.

Inheritance

Legal Proceedings

Income Statement

Expropriations

Measurement of land

30% of appraisals are flawed or incomplete, which can affect the sale of your home

With Tinsa, you'll get accurate and certified appraisals

Evaluation criterion	Other Appraisal firms	With Tinsa
Automatic acceptance by banks. Other Appraisal firms With Tinsa
Valuation at fair mercado value. Other Appraisal firms With Tinsa
Professional background and objectives. Other Appraisal firms With Tinsa
Fair and transparent distribution. Other Appraisal firms With Tinsa
Official legal protection. Other Appraisal firms With Tinsa
Complete confidence in your pricing decisions. Other Appraisal firms With Tinsa

A quick and easy process

Your Appraisal in 4 Steps

All you'll need is the address or property ID number and the nota simple.
If you're missing anything, don't worry—we can help you get it.

Complete the form

We will ask you for the location or cadastral reference of the Property, and its characteristics. You will get a quotation and you will be able to start the Appraisal process immediately.

Property visit and inspection

Within 24/48 hours, our appraiser will contact you to coordinate the visit and inspection of the Property.

Preparation of the report

We review the necessary documents and supplement the information with a mercado analysis mercado determine the value of your Property

Sending the Appraisal mail

Our team of experts will verify all the information to ensure the accuracy of the data and will deliver your official Appraisal by email.

We take care of everything

Key documents for your real estate transaction

Don't waste any time—add them to your Appraisal application Appraisal submit them separately.

LEGAL REQUIREMENT

Nota simple

Now it's easier than ever to get the nota simple registry note. Just complete a simple online form and you will receive the note in just 24 business hours.

LEGAL REQUIREMENT

Energy Performance Certificate

The Energy Efficiency Certificate (EEC) is a document that can increase the value of the house, facilitate tax deductions, reduce economic risks and prevent future financial problems.

*Compulsory by law in the purchase and sale and rental of real estate, not having it can lead to fines of up to 6,000 €.

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40 years of experience back up each assessment.

Recognition of all financial entities.

Present in 15 countries.

FREE access to the MiCasa app to stay one step ahead of the game

MiCasa is a free and forever app where you will find all the current and future information about your property that will help you to get to know your Property better.

Get updates on the value of your property.
Alerts on properties for sale in the area.
Detailed information about the security levels of your property.
Personalized recommendations to improve the value of your home.

MiCasa is the free app for Tinsa clients. You only have to process an Appraisal with us and start enjoying its advantages.

I want to know more

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Access to MiCasa included.

Go to MiCasa

Access to MiCasa included by applying for your Appraisal

Real customers, real reviews

We clear your doubts

How long does it take Tinsa to provide Appraisal? I need to get Appraisal done quickly.

How much does an Appraisal cost?

Who appraises a house, and what factors are taken into account?

Mortgage appraisals are regulated by the Banco de España Regulation ECO 805/2003, pursuant to Law 1/2013 of May 14. They must be performed by a qualified appraiser from a company approved by the Banco de España Tinsa.

A certified appraiser will determine the Appraisal value Appraisal home or Property various factors, such as location, local amenities, the type of building (single-family or multi-family) and the unit’s position within it, the Property floor area and layout, its views and natural light, the quality of construction materials, building systems, the elevator, shared amenities, age, condition, and other sustainability criteria.

The Appraisal report Appraisal the Appraisal value Appraisal property (on which the loan is based) and the reference amount used to determine the auction value (the minimum amount for which the property would be sold at auction if the loan is not repaid). This report provides security in the purchase, as it identifies any anomalies in the Property Registry, the Cadastre, or the property’s zoning status.

When does an Appraisal report expire?

How long does it take to sign a mortgage after the Appraisal?

Once the bank has received the Appraisal, the timeframe for signing the mortgage is typically between 15 and 20 days. This timeframe will depend on the financial institution, the notary, the buyer, and the seller.

Once the transaction has been approved by the financial institution, an appointment is scheduled at the notary’s office for the signing, which is attended by the bank’s representative, the buyer, and the seller of the property.

What is an Appraisal for?

Appraisals are documents that provide support and assurance for the monetary valuation of a Property :

Sales Management
Mergers
Real Estate Valuation
Expropriations
Separation of property in divorce
Inheritance

In addition, according to Article 2 of Regulation (EC) No. 805/2003, it is a mandatory document for:

Mortgage collateral for loans
Coverage of insurance companies' technical reserves
Determination of the net assets of real estate investment trusts
Determination of the Real Estate Holdings of Pension Funds

What happens if the Appraisal lower than the purchase price?

The Appraisal value is Appraisal “high” or “low.” It is a mercado value mercado by a certified, independent appraiser after analyzing the property’s characteristics and mercado conditions, among other factors. People tend to refer to it as “high” or “low” because it is compared to the buyer’s or seller’s expectations or to the sale price, which is a value agreed upon by both parties.

A Appraisal will allow you to secure a larger loan. Even if the Appraisal value Appraisal lower than the purchase price, this does not prevent the sale from going through. The buyer will simply have to contribute a larger amount of their own funds (savings) to cover the difference between the purchase price and the amount provided by the financial institution (typically 80% of Appraisal value).

Conducting an Appraisal finalizing the purchase agreement allows you to verify, before signing the preliminary contract, that the sale price aligns with mercado value mercado the total amount you can afford based on your savings.

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