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Appraisal and Valuation of Household Goods

Find out the true value of your wedding trousseau with a Appraisal

Add the valuation of your household goods to your Appraisal . A single process to streamline the distribution of herencia, divorces, and estate tax settlements.

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Use the cadastral reference and save time by identifying your Property.

Full Property Address

Don't worry if the address is not accurate, it's enough to get you started.

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These reports are essential for mortgage guarantees, tax returns, accounting reconciliations, and more, providing a solid foundation for accurate and transparent wealth management.

Value of Household Goods: How Is It Calculated?

The value of household goods is calculated by estimating the total value of the personal property present in a home—furniture and personal belongings—based on their actual mercado value. In this process, factors that may affect the final value, such as rarity, age, and condition, are taken into account.

The Appraisal report Appraisal reflects the individual value of each item, making it possible to justify the total value to third parties, which is particularly important in certain situations, such as when filing taxes, dividing an herencia during a divorce or separation.

Why do you need household goods?

We handle every case so you don't have to worry about a thing.
We're here to help.

Household goods in an herencia: How are they divided?
The value of household goods in an herencia included in the estate’s total assets and, as a general rule, is distributed proportionally among the heirs according to their respective shares.
This point is critical and often leads to disagreements among the parties involved. Being able to reliably verify the value through a household goods appraisal report can streamline the entire process.
wedding trousseau and heirlooms
Household Goods in Inheritance Tax: How Are They Calculated?
The value of household goods is key when calculating Inheritance Tax. By default, the value of household goods is calculated by applying 3% to the total value of the estate, which can automatically increase the tax base. However, it is possible to prove a different actual value through a Appraisal of the household goods, based on an individual analysis of furniture and household items.
This valuation is particularly important for reducing the tax burden, excluding certain assets that should not be included in the calculation, and adjusting the value of the household goods to reflect economic reality, thereby avoiding taxation that is higher than it should be.
estate planning and probate
Household Goods in a Divorce: How to Determine Their Value?
Determining the value of household goods is essential in a divorce or separation proceeding. To do so, an Appraisal and rigorousAppraisal of the personal property in the home is conducted, taking into account its condition, age, and actual mercado value. Unlike in the case of inheritance tax, divorce proceedings do not apply a fixed percentage; rather, an individualized valuation is required to ensure an equitable division of assets.
This process is key to preventing imbalances between the parties, allowing for the allocation, compensation, or settlement of the marital property based on clear, justified, and defensible criteria in a legal proceeding.
wedding-divorces

What does a household goodsappraisal include?

Typically included in household goods
Typically Excluded
Furniture and seating not attached to the Property structure
Kitchen and bathroom furniture mounted on walls or the floor
Non-built-in appliances
Interior Carpentry and Bathrooms
Televisions, audio systems, and home electronics
Installations: plumbing, electrical, HVAC
Lamps and non-recessed light fixtures
Personal belongings: clothing, toiletries, cell phones, laptops
Rugs, tapestries, and decorations not attached to walls
Food, bedding, supplies, and miscellaneous items
Works of art, historical items, or collectibles
Jewelry and Works of Art Without Prior Request
Jewelry and items of extraordinary value
Any luxury item or something truly unique

Do you have any items of this type? Please let us know before accepting the quote. Since they require a specific appraisal, they are quoted separately from the household goods. More information…

Situations in which the Appraisal household goods and furniture is essential.

Calculation of the economic value of household goods.

Bankruptcy proceedings and inheritance or divorce cases.

Tax Settlement: Property Transfers, Inheritance, and Gifts.

Mortgage collateral for loans.

Inventories and accounting reconciliations for the management of noncurrent assets.

Tax Returns (Royal Decree 13/2010 and Law 21/2001).

Request an appraisal and make sure you know the true value of your furniture and household goods with the help of our team of experts.

Frequently Asked Questions About Valuing Household Goods

Let's clear up your doubts

It takes an average of three to five business days to complete an Appraisal after the appraiser visits the Property all the necessary documentation is available.

These delivery times are approximate and vary depending on the type of order. Tinsa does not guarantee delivery times under any circumstances.

The price of an Appraisal on the type of Property its location. You can purchase one on our website starting at €170.

Mortgage appraisals are regulated by the Banco de España Regulation ECO 805/2003, pursuant to Law 1/2013 of May 14. They must be performed by a qualified appraiser from a company approved by the Banco de España Tinsa.

A certified appraiser will determine the Appraisal value Appraisal home or Property various factors, such as location, local amenities, the type of building (single-family or multi-family) and the unit’s position within it, the Property floor area and layout, its views and natural light, the quality of construction materials, building systems, the elevator, shared amenities, age, condition, and other sustainability criteria.

The Appraisal report Appraisal the Appraisal value Appraisal property (on which the loan is based) and the reference amount used to determine the auction value (the minimum amount for which the property would be sold at auction if the loan is not repaid). This report provides security in the purchase, as it identifies any anomalies in the Property Registry, the Cadastre, or the property’s zoning status.

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